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If you don't have a bank account or are thinking about switching banks, there are many types of banks available. Well-known state-owned or private banks may be the first choice. However, many people don't know the number of options available.
Someone may find it difficult to choose a bank, but for sure you have to be careful to see the hidden fees that may be charged by the bank. Choosing the lowest fee bank is a smart move. You don't have to pay monthly fees to deposit money in the bank, withdraw funds from an ATM, or talk to a banker.
When you need access to money to purchase groceries, transportation costs, and other living expenses, it is wise to keep it in a checking account and use your debit card to pay for items.
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