By having life insurance, it means you are protecting your family and loved ones from the risk of financial loss. Insurance can not prevent disaster from happening, but it can minimize the amount of financial loss that can be generated by these accidents. Life insurance can be claimed when the insured experiences a disaster, for example in a death accident. Costs incurred when the insured dies can be offset by insurance money given to the heirs who have been appointed. This of course can protect the heirs from dependable burdens that can be difficult.
When you have life insurance, it means the same as preventing large losses due to disaster. One of the most obvious examples that can happen is an accident that can make the body paralyzed. Automatically, you will not be able to work and earn income for a long time.