yes dear mein totally agreed hoon apki bat say agar ap new hain or learning process mein hain to apko us waqat zayada risk nahi klena chahie bal kay pehle apko larning process pe focus kerna chahie jab apko lage keh ap is qabil ho gay hain tab ja keh apko rules and regulation ko follow kerte huwe tora sa risk lena chahie apne account pe zayada nahi