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A Review on Axis Bank
Axis bank (formerly UTI Bank) was established in the year 1993.It is one of the largest banks in India located in Mumbai dealing with retail banking and corporate banking.The services even span to the areas of international business with many benefits available for the customers.The bank has been rated as one that has a very good overall performance.
Advantages :-
1. The retail facilities are very good and trusted.
2. With low monthly average balance also one could enjoy the benefits .
3. There are facilities of unlimited transactions .
4. One could earn reward points for different types of transactions and registrations
5. They are having daily e-mail alert for the banking statement .
6. Mobile alerts also we can get in nominal cost .
7. One could enjoy free NEFT facilties and also Demand draft making cost is very low.
8.The Customer Service no doubt is very good.
Disadvantages :-
1. Account opening is not so flexible
2. The minimal amount we have to keep in accounts is littlebit more .
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formerly UTI Bank) was established in the year 1993.It is one of the largest banks in India located in Mumbai dealing with retail banking and corporate banking.The services even span to the areas of international business with many benefits available for the customers.The bank has been rated as one that has a very good overall performance.
Advantages :-
1. The retail facilities are very good and trusted.
2. With low monthly average balance also one could enjoy the benefits .
3. There are facilities of unlimited transactions .
4. One could earn reward points for different types of transactions and registrations
5. They are having daily e-mail alert for the banking statement .
6. Mobile alerts also we can get in nominal cost .
7. One could enjoy free NEFT facilties and also Demand draft making cost is very low.
8.The Customer Service no doubt is very good.
Best of luck to all members of forax community
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1 Attachment(s)
A Review On Axis Bank
Axis Bank is the third-largest private sector Indian bank, and offers a range of financial products. The bank has its head office in Mumbai, Maharashtra. It has 4,800 branches, 17,801 ATMs and 4,917 cash recycling machines across the country as of 31 March 2020, and nine international offices. Ceo of this bank is Amitabh Chaudhry. Headquarters of this Axis bank is located in Mumbai, India.
This Bank founded in 1993, Ahmedabad, India.
Axis Bank Features:
Unlimited Intercity Cash Withdrawal
Unlimited Free Monthly Transactions
Free Cash Deposit (Upto 12 lakhs per month across any Axis Bank branch)
Axis eDGE Rewards (Earn reward points for completing transactions)
Enjoy a host of benefits and privileges with a MAB of Rs. 1,00,000* in your Business Classic Account.
Free Anywhere Banking (cheque collection and payments at Axis Bank locations)
Demand Draft and Pay Order transactions at nominal cost
Free NEFT/RTGS facility
200 per month Free Cheque Leaves
Free funds transfer from Axis Bank to Axis Bank accounts
Unlimited transactions per month (cash/clearing/transfer)
Banking Products:
Corporate Internet banking
Daily account statements through e-mail
Mobile alerts at nominal cost
ATM cum International Business Debit Card
Phone banking
Axis Rewards on These:
New account opening and funding
Account reactivation
iConnect registration
eStatement registration
Mobile banking app activation
Banking Charges:
Average Monthly Balance - Rs. 1,00,000
Non-maintenance of Balance - Rs. 2,000
Demand Drafts / Pay Orders - Free
Chequebook Leaves - Rs. 2/leaf above free limit of 200 leaves
NEFT/RTGS Fees - Inward - Free Outward - Free
Account Maintenance Charge - Rs 50/month
Account Closure Charges -Less than 1 year Rs. 500 - More than 1 year Rs. 250
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1 Attachment(s)
A Review on Axis Bank (Indian Bank)
Axis Bank Ltd is a category I merchant banker and works as an investment banking division providing a range of financial services to financial institutions, banks and multinational corporations.
It helps mature companies and entrepreneurs by accomplishing capital requirement goals. Apart from this, the company also helps the investors, and the customers with a range of products such as deposit, loans, mutual fund, insurance, Forex, etc
Bank Products:
Deposit Account:
Current Account
Axis Bank Current Accounts come with features like “Anywhere Banking”. Users can also avail digital services such as SMS alerts and NEFT/RTGS transactions for free.
Savings Account
Axis Bank provides its customers with 14 types of Savings Accounts with different features and benefits & discounts on movie tickets, Axis eDGE rewards points & more.
Loan:
Home Loan
Axis Bank offers home loan starting from Rs. 3 lakh with maximum tenure as 30 years. It provides 10 types of home loans to help its customers choose according to their needs.
Personal Loan
Axis Bank offers personal loan ranging from Rs. 50000 to Rs. 15 lakh with tenure ranging from 12 to 60 months. It comes with minimal documentation and quick approval.
Loan against Property
Axis Bank Loan against Property starts from Rs. 5 lakh. Customers have the option to choose from 4 different types of loans.
Business Loan
Axis Bank offers collateral free business loans from Rs. 50000 to Rs. 50 lakh for expansion, purchase of machinery & much more.
Car Loan
Axis Bank offers car loans from Rs.1 lakh up to 100% on-road price along with benefits. Customers have the option to choose from 4 different types of car loans.
Two-Wheeler Loan
Axis Bank Two Wheeler Loan provides up to 85% on-road funding and additional 8% funding on accessories with a maximum loan tenure of 60 months.
Education Loan
Axis Bank offers education loan from Rs. 50000 to Rs. 75 lakh at affordable interest rates. Axis Bank Education Loan offers simple documentation, quick loan disbursal & more
Gold Loan
Axis Bank offers gold loan starting from Rs. 25,001 up to Rs. 20 lakh with tenure ranging from 6 to 36 months. Users can use their gold ornaments & gold coins to avail the same.
Investment:
Fixed Deposit
Customers can open a Fixed Deposit online with Axis Bank and invest a minimum of Rs. 5,000 for tenure starting from a minimum of 7 days to a maximum of 10 years.
Recurring Deposit
Customers can open a Recurring Deposit online with minimum monthly installments of Rs. 500 and no maximum limit for a flexible tenure ranging from 6 months to 10 years.
Cards:
Credit Card
Axis Bank offers a wide range of credit cards that are suitable for all kinds of financial needs. From Flipkart gift vouchers to Axis eDGE reward points, customers can earn a host of rewards
Debit Card
Axis Bank offers 22 types of debit cards to cater to the banking needs of all its customers. These cards provide cashless transactions, higher cash withdrawal limit and more.
Banking:
Balance Enquiry
Axis Bank Balance Enquiry can be availed by several ways which includes missed call facility, SMS, customer care, ATM, passbook.
Mini Statement
Account holders can avail Axis Bank Mini Statement (in English & Hindi) by missed call facility, SMS facility, phone banking etc.
Net Banking
With Axis Bank Netbanking facility customers can make fund transfers, check account balance, request cheque book, pay utility bills etc.
Customer Care
Axis Bank 24*7 customer care number offers easy access to the account & provides assistance about services offered by the bank.
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A Review on Axis Bank
Axis bank India ka 3rd largest bank hai. Jo kay kafi zayada financial services provide kartay hein. Is Bank ka head offcie Mumbai Maharashtra main hai. Yeh bank 1993 main Ahmedabad main banaya gaya tha. Is bank kay headquarters Mumbai India main hai. Axis bank ki 4800 branches hein total aor 17800+ ATM mojood hein. Is bank kay 9 International offices hein. Sub say important baat yeh hai kay Is bank kay CEO Amitabh Chaudhary hein.
Axis Bank Products:
Deposit Account:
Current Account
Savings Account
Gold Loan
Fixed Deposit
Recurring Deposit
Credit Card
Debit Card
Balance Enquiry
Mini Statement
Net Banking
Customer Care
Home Loan
Personal Loan
Loan against Property
Business Loan
Car Loan
Two-Wheeler Loan
Education Loan
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Unlike the old banks, now if we have a savings account at a bank, we can save it at any time through a bank teller or non-cash ATM. Besides that, we can also take the money at any time using an ATM card when we need it. Interestingly, if we want to buy goods or send money, we can easily transfer them via a teller or more quickly with an ATM.
Bank interest is a number of rewards given by the bank to customers for funds deposited in the bank calculated as a percentage of the principal of deposits and a certain period of time. The money saved can be increased according to the provisions of each bank. If we save at a conventional bank, we will receive interest according to the prevailing interest rate and our savings balance, if we save at a Sharia bank, we will receive profit sharing at the agreed ratio. The more our balance is in savings, the greater the profit we will receive.
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Benefits for the bank:
Savings are a source of funds for the bank and can be used to support bank operations in obtaining profit (profit).
Savings can be a support to attract customers in order to use the facilities and many other products.
To assist local government programs in advancing economic growth.
Increase public awareness to save money or assets in the bank.
The benefits for the customer include:
They will be guaranteed the safety of their money in the bank.
It will be economical for those who save at the bank because they avoid using money continuously.
There is certainty when withdrawing money, because it can withdraw money anywhere and anytime with ATM facilities.
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एक्सिस बैंक लिमिटेड एक भारतीय निजी क्षेत्र का बैंक है जिसका मुख्यालय मुंबई, महाराष्ट्र में है। यह बड़ी और मध्यम आकार की कंपनियों, एसएमई और खुदरा व्यवसायों को वित्तीय सेवाएं बेचता है।
30 जून 2016 तक, 30.81% शेयर प्रमोटर्स और प्रमोटर ग्रुप (यूनाइटेड इंडिया इंश्योरेंस कंपनी लिमिटेड, ओरिएंटल इंश्योरेंस कंपनी लिमिटेड, नेशनल इंश्योरेंस कंपनी लिमिटेड, न्यू इंडिया एश्योरेंस कंपनी लिमिटेड, gic, lic और uti) के पास हैं। शेष 69.19% शेयर म्यूचुअल फंड, एफआईआई, बैंकों, बीमा कंपनियों, कॉर्पोरेट निकायों और व्यक्तिगत निवेशकों के स्वामित्व में हैं।
दिसंबर 1993 में बैंक की स्थापना यूटीआई बैंक के रूप में की गई थी, जो अहमदाबाद में अपना पंजीकृत कार्यालय और मुंबई में कॉर्पोरेट कार्यालय खोल रहा था। भारत सरकार द्वारा नए निजी बैंकों को स्थापित करने की अनुमति देने के बाद, यूटीआई बैंक ने अपना परिचालन 1993 में शुरू किया। बैंक को 1993 में यूनिट ट्रस्ट ऑफ इंडिया (uti) के प्रशासक, भारतीय जीवन बीमा निगम (lic), जनरल इंश्योरेंस कॉर्पोरेशन, नेशनल इंश्योरेंस कंपनी, द न्यू इंडिया एश्योरेंस कंपनी, द ओरिएंटल इंश्योरेंस कॉर्पोरेशन और यूनाइटेड इंडिया द्वारा संयुक्त रूप से प्रमोट किया गया था। बीमा कंपनी। पहली शाखा का उद्घाटन 2 अप्रैल 1994 को अहमदाबाद में भारत के तत्कालीन वित्त मंत्री डॉ। मनमोहन सिंह द्वारा किया गया था।
2001 में यूटीआई बैंक ग्लोबल ट्रस्ट बैंक के साथ विलय करने के लिए सहमत हो गया, लेकिन भारतीय रिजर्व बैंक (आरबीआई) ने अनुमोदन को मंजूरी दे दी और विलय नहीं हुआ। 2004 में, rbi ने ग्लोबल ट्रस्ट को स्थगन में डाल दिया और ओरिएंटल बैंक ऑफ कॉमर्स के साथ अपने विलय का पर्यवेक्षण किया।
2003 में, यूटीआई बैंक ट्रैवल मुद्रा कार्ड लॉन्च करने वाला पहला भारतीय बैंक बन गया। 2005 में, इसे लंदन स्टॉक एक्सचेंज में सूचीबद्ध किया गया था।
यूटीआई बैंक ने सिंगापुर में 2006 में अपनी पहली विदेशी शाखा खोली। उसी वर्ष इसने शंघाई, चीन में एक कार्यालय खोला। 2007 में, इसने दुबई इंटरनेशनल फाइनेंशियल सेंटर में एक शाखा और हांगकांग में शाखाएँ खोलीं। 2008 में, इसने दुबई में एक कार्यालय खोला।
30 जुलाई 2007 को, यूटीआई बैंक ने अपना नाम बदलकर एक्सिस बैंक कर लिया।
2009 में, शिखा शर्मा को एक्सिस बैंक के एमडी और सीईओ के रूप में नियुक्त किया गया था।
एक्सिस बैंक ने अक्टूबर 2011 में कोलम्बो, श्रीलंका में एक शाखा खोली, क्योंकि एक लाइसेंस प्राप्त वाणिज्यिक बैंक, सेंट्रल बैंक ऑफ़ श्रीलंका द्वारा पर्यवेक्षित था। इसके अलावा 2011 में, इसने अबू धाबी में एक कार्यालय खोला। 2011 में, एक्सिस बैंक ने मुंबई के वर्ली में अपने नए कॉर्पोरेट कार्यालय एक्सिस हाउस का उद्घाटन किया।
2013 में, एक्सिस बैंक की सहायक कंपनी, एक्सिस बैंक यूके ने बैंकिंग परिचालन शुरू किया। एक्सिस बैंक यूके की लंदन में एक शाखा है।
बॉलीवुड अभिनेत्री दीपिका पादुकोण एक्सिस बैंक की ब्रांड एंबेसडर बनीं।
2014 में, एक्सिस बैंक ने पटना में अपनी पहली 'ऑल वीमेन ब्रांच' शुरू की; और 2015 में, इसने ढाका में एक कार्यालय खोला।
1 जनवरी 2019 को, अमिताभ चौधरी ने एमडी और सीईओ का पदभार संभाला।
31 मार्च 2020 तक, बैंक का कुल कार्यबल 74,140 था।
