A review on UBL Bank

[Trump]

UBL stands for United Bank Limited. The UBL bank is actually a commercial Bank which is operational in Pakistan founded by Agha Hasan Abedi about 61 years ago in the year 1959 on the 7th of November. It is actually a subsidiary of the Best way group which is a company of British origin. The UBL is among the largest banks in Pakistan private sector banks as it can boast of over 1400 branches in Pakistan and about 19 branches abroad.
The bank Is based in Karachi Pakistan. It has a large customers base of over 4million customers.
Some of it's Subsidiaries includes UBL Fund Managers Limited, UBL (Switzerland) AG, United National Bank, it's major services includes
Asset management
Private banking
Commercial banking
Corporate banking etc
The bank is very large and it has an asset base of about $15 billion and great number of staff globally totaling about 13,000 employees

Advantages
- they are reliable
- they are innovative
- they are technologically advanced
- good customer relationship

Disadvantage
- access to some of their services is not easy
- it takes much time to respond to loans demand
- strict rules of operations

[Gill1]

A Review On United Bank Limited

United Bank Limited (UBL) is a Pakistani multinational commercial bank which is a subsidiary of British company Bestway Group. It is based in Karachi, Pakistan. It is one of the largest banks in the Pakistani private sector, with over 1,400 branches across Pakistan, 19 branches overseas, and a customer base exceeding 4 million.
The bank has an asset base in excess of $15 billion, a global workforce of almost 13,000 people and a diversified client base covering a broad spectrum of segments and industries across the globe. UBL provides services in wholesale and retail banking through its network of branches and presence across 12 countries in four continents including the UAE, Bahrain, Qatar, Yemen, UK, Switzerland, China, Oman, US, Tanzania, Iran and Pakistan.

History:

Agha Hasan Abedi founded the bank in 1959 and under his leadership, it became the second largest bank in Pakistan. In 1974, the Government of Pakistan nationalized the bank. This, in turn, led to Agha Hasan Abedi founding the Bank of Credit and Commerce International.
In 2002, the Government of Pakistan sold 51 percent shares of the ban to a consortium of Abu Dhabi Group and Bestway. Also, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder.
In June 2014, the government sold-off its remaining 19.8 percent shares in the bank for $387 million ($310m of which was in foreign exchange).
In November 2018, UBL announced that it was voluntarily shutting down its New York City branch due to it being commercially nonviable to operate.

UBL POS terminals:

United Bank Limited in an effort to increase its outreach in the market of Pakistan has done contract with Access Group to activate DigitalPass – POS terminals. DigitalPass is the part of Access Group and has a presence in over 200 cities and towns of the country serving the needs of different merchants. As per this contract, UBL will be provided provision of POS terminals by Access Group to relatively boost the presence of banking activities. It will also help in enhancing the bank’s outreach in terms of POS terminal based Network.
Being the largest bank in the private sector, UBL has over 1,390 branches nationwide and 18 branches outside Pakistan. It has a customer base of more than 4 million, leading the financial and banking services in the country


Online banking:

Muhammad Shafiq khan The Ex-president of UBL thought it prudent to initiate UBL’s online banking. Through this facility, customers are able to access their account from more than 1200 branches located in 150 cities across Pakistan. Transactions such as Cash Deposit, Cheque Encashment, Stop Payment, Account Statement, Funds Transfer, Bill Payments are done online without the need to travel to the local branch.

Awards and honors:

In May 2016, UBL was adjudged ‘Best Bank 2016’ at the first Pakistan Banking Awards[5] held under the auspices of the Institute of Bankers Pakistan. The ‘Best Bank’ category recognizes a bank that has demonstrated the most significant contribution to national development and the most effective management of its resources including its employees, clients, franchise, community, and financials.
Also in 2016, JCR-VIS Credit Rating Company Limited (JCR-VIS) has upgraded the entity ratings of United Bank Limited (UBL) to ‘AAA/A-1+’ (Triple A/A-One Plus).The year also saw the UBL Facebook page exceeding 1 Million likes,making it the first Pakistani bank to cross a million fans on Facebook. The achievement reinforces its reputation as a Progressive and Innovative bank.
UBL has become the only bank to win the Pakistan Stock Exchange (PSX) “Top Companies of the Year” Award for three consecutive years (2016-18). The awards for the three years, were presented at a ceremony held in Karachi recently. The Prime Minister of Pakistan, Mr. Imran Khan, who was the Chief Guest at the event, gave away the awards. Ms. Sima Kamil, former President and CEO UBL, received the awards from the Prime Minister Mr. Imran Khan, on behalf of the Bank.

[piton]

The bank is currently the agent for a number of financial products. The reason is that the bank has a large customer database. Because it is a place to get financial products, the facilities owned by the bank are quite adequate and can serve a number of financial products from banks. With a number of strong and qualified infrastructures, banks can also serve customers who plan to purchase financial products in real time.

Bank branch offices are more widely available than other financial institutions. If you want to choose or buy a financial product, come directly to the bank's branch office to talk to the marketing experts who are usually on site. You can also meet with customer service who are sure to know the financial products offered to their customers. The meeting will usually discuss the investment simulation that the customer has chosen.

[Akhterp]

A Review On United Bank Limited

United Bank Limited (UBL) is a Pakistani multinational commercial bank which is a subsidiary of British company Bestway Group. It is based in Karachi, Pakistan. It is one of the largest banks in the Pakistani private sector, with over 1,400 branches across Pakistan, 19 branches overseas, and a customer base exceeding 4 million.

The bank has an asset base in excess of $15 billion, a global workforce of almost 13,000 people and a diversified client base covering a broad spectrum of segments and industries across the globe. UBL provides services in wholesale and retail banking through its network of branches and presence across 12 countries in four continents including the UAE, Bahrain, Qatar, Yemen, UK, Switzerland, China, Oman, US, Tanzania, Iran and Pakistan.

HISTORY:

Agha Hasan Abedi founded the bank in 1959 and under his leadership, it became the second largest bank in Pakistan. In 1974, the Government of Pakistan nationalized the bank. This, in turn, led to Agha Hasan Abedi founding the Bank of Credit and Commerce International.

In 2002, the Government of Pakistan sold 51 percent shares of the bank to a consortium of Abu Dhabi Group and Bestway. Also, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder. In June 2014, the government sold-off its remaining 19.8 percent shares in the bank for $387 million ($310m of which was in foreign exchange).
In November 2018, UBL announced that it was voluntarily shutting down its New York City branch due to it being commercially nonviable to operate.

ONLINE BANKING:

Muhammad Shafiq khan The Ex-president of UBL thought it prudent to initiate UBL’s online banking. Through this facility, customers are able to access their account from more than 1200 branches located in 150 cities across Pakistan. Transactions such as Cash Deposit, Cheque Encashment, Stop Payment, Account Statement, Funds Transfer, Bill Payments are done online without the need to travel to the local branch

[alkatiri]

Banks not only provide financial services to the public but the role of banks in the economy is able to provide additional foreign exchange.

Try to imagine if there are no banks in our country, how can we transact with other people. If the regions are close or both are in one place, it is easy, but if you are far away, even abroad? So, how can you transfer money, it is very important, not the role of banks in our economy?

We can make financial transactions because banks and banks themselves make a big contribution to the country. The role of the bank in the economy is very clear when seen from the bank's revenue which is partly paid to the state. Bank profits are not only used for bank needs and welfare but also for the state. The role of banks in our economy can be seen from the growing number of banks and the increasing domestic economy with ease of transactions.

The role of banks in the economy can be seen primarily from the traffic of payments, both domestic and foreign. Banks help with transfers, collections and clearing so that someone will not bother to send money to colleagues.

[muhammadbwn]

UBL Bank ek acha bank hai pakistan main most famous bank hai or sab se bari bat hai ke es main govt ke bhe share hain es liye yeah ek trusted bank hai es ka pora name United Bank hai or pakistan ka sab se zida maqbool bank hai or es ke online banking bhe hai or es ke sab se bari bat jo hai international banking bhe hain ap log out of country payment send bhe kr sakte hain or es main le bhe sakte hain or yeah asan iqsat per qarz bhe de raha hai or govt employers ko salary bhe in time per de raha hai or es ke shara sood bhe bht kam hai es liye mere hisab se pakistan main yeah ek acha bank hai jo bht hi zida sholyat de raha hai apne customer ko es liye es bank main account open krna chye jis ka nh hai tu

[zahid2016]

I am Totally satisfied Customer of UBL
UBL is a Nice bank i have also well experienced with Ubl. At UBL the best part was participating in different project lead to build new skill parallel to polish existing skill, I learn a lot at UBL, It has enhance my professional skills. United Bank carries a degree of professional atmosphere. Which gives my skill an edge of handling work pressure, customer dealing, and building professional relationship with clients. At UBL performances of the employee are measured at merit basis, which lead to earn equality opportunity to make career. UBL provide best ground for newcomers.
It was a big brand and due to its wide network Ubl was the best growing bank.I just put my efforts and it paid off.There was nominal work pressure.overall it was good organization.
A good organization to work and to learn,team work is very important there and encouraging as well,management and other staff is quiet good with all employees.

[Aleena]

UBL like nay other bank in the world needs an efficient, effective, and reliable communication system for smooth day to day operations and for overall organizational success. The fact that it has been a highly profitable organization while being a government institution reflects to some degree on the success of its communication system.


In this report that we have done for our Business Communication, we found out exactly how the communication process at UBL works, how it was developed and adapted to suit the needs of UBL environment.

ORGANIZATIONAL HISTORY

United Bank Limited was formed shortly after the independence. UBL is one of the biggest nationalized banks in Pakistan. The establishment has its branches spread all over Pakistan. Its Head Office previously located in Karachi has now been shifted to Islamabad. UBL has one of the biggest work force which helps it in organizing its task all over Pakistan. It has its branches in foreign countries such as United States of America, United Kingdom etc.

[Trump]

Advantages of UBL Bank.
This bank is drinking too much again if we want to invest in it, it will give us some profit wins later. And if we take a loan from this, then with this loan, we will be able to complete it and sad life by taking. loan from UBL, we can have a branch of our own

Disadvantages of UBL Bank.
As this bank has many advantages, similarly, this bank has a lot of disadvantages that a customer has to bear. In case of taking a loan from Yes Bank, it takes a lot of time for us to take a loan and its loan charge is also increased.

[m148]

The types of deposits that are often used are:

1. Demand Deposit
Demand deposits are deposits with banks that can be withdrawn using a bilyet giro or check. Current accounts are commonly used because they are cheap funds, because the interest paid to customers is also relatively low compared to other deposits.

2. Savings Savings (Saving Deposits)
Savings deposits are deposits in banks, whose withdrawals are in accordance with bank requirements. This can be done through Automated Teller Machines (ATM), savings books, receipts and withdrawal slips. The amount of interest on savings depends on the policy of the bank concerned, but is usually higher than a checking account.

3. Time Deposit
Deposit deposits are deposits that have a certain period of time. So, deposit withdrawals can be made according to that time period. Deposit types also vary, for example: time deposits, certificates of deposit and deposits on call.

B. Channeling Funds (Lending)
Other bank services are activities to channel funds. This activity is to sell funds that have been collected from the community. The distribution of funds carried out by banks is carried out by providing loans to the public, known as credit.

The types of credit include:

1. Investment Credit
Investment credit is credit given to customers who invest or invest. For example: credit to build a factory, buy factory equipment such as machinery and others.

2. Consumptive Credit
Consumptive credit is credit that is used for personal purposes. For example housing loans, motor vehicle loans and others.

3. Professional Credit
Professional credit is credit given to special customers, such as lecturers, doctors or lawyers.

4. Working Capital Credit
Working capital loans are loans used by customers for working capital. This type of credit usually only has a short term or no more than 1 (one) year. For example: credit to pay employee salaries, credit to pay for raw materials and other working capital loans.

5. Trade Credit
Trade credit is credit given to traders to develop their trading activities. An example is to buy merchandise from suppliers / agents.

6. Productive Credit
Productive credit is credit in the form of working capital investment or trade. This means that this credit is given to be rolled back so that the credit return is from the profits from the business being financed.

[Royal003]

UBL Bank limted ya aik barhtreen bank hy js ma ap tejarat basani kr sakty hain our our online banking ki sahoolat bi boht hi zaberdast hy ap ki rakam intahi asani sy muntaql ho jati jy our koi azafi charger bi ni hain is ma Bank accunt bahteer hain is k bi koi cherger extra ni lagty our ap asni sy rakam jama krwa sakty hain our zarat par nikal sakhty hain best bank of the world.

[Akhterp]

BankIslami Pakistan

BankIslami Pakistan Limited is a Pakistani Islamic bank based in Karachi, Pakistan. It has 340 branches in 114 cities of Pakistan.
It was the first Islamic commercial bank to receive the Islamic banking license under the Islamic banking policy of 2003 from State Bank of Pakistan on March 31, 2005. The bank started its operations from 7 April 2006 and offers shariah

Accredition by State Bank of Pakistan

The State Bank of Pakistan issued a No Objection Certificate on 19 August 2004 and BankIslami Pakistan Limited, the second full-fledged Islamic commercial bank in Pakistan, was incorporated on 18 October 2004 in Pakistan.

Initial public offering of BankIslami

BankIslami Pakistan Limited made a public offering of Rs. 400 million, at par, from 6 to 8 March 2006. This was the first primary issue by a bank in over a decade in Pakistan.

Inauguration and network expansion

The State Bank of Pakistan declared BankIslami Pakistan Limited as a Scheduled Bank with effect from 17 March 2006. BankIslami started its banking operations on 7 April 2006 with its first branch in SITE, Karachi. By the end of 2006, the bank had 10 branches, nine in Karachi and one in Quetta.

[Royal003]

UBL Bank
United Bank Limted ya aik bhatreen bank hy js ma ap ko account laty howa pura bharosa hota hy k ya ap ki rakam ko mahfooz rakahin gy. Our is ma boht kuch asa hy jo ap ko parshani sy bi bachata hy jasa k online banking easy paissa mobail load fast tareen ATM card online Banking k faidy ya hain k ap kahin par bathy bi apni rakam kisi ko bhaj kr tajart kr sakty hain . Kahin par bi ap ko raakam bhajni ho mobail accunt ma bi tb bi ap ko ya parshan ni hona data our mobail recharge ki razoort ho tb bi ya ap ki madad data hy our ap bina kisi parshani k apna kam pury tamad k sath kr sakhty hain.

[zahid2016]

UBl is a Nice bank.
Try to imagine if there are no banks in our country, how can we transact with other people. If the regions are close or both are in one place, it is easy, but if you are far away, even abroad? So, how can you transfer money, it is very important, not the role of banks in our economy?

We can make financial transactions because banks and banks themselves make a big contribution to the country. The role of the bank in the economy is very clear when seen from the bank's revenue which is partly paid to the state. Bank profits are not only used for bank needs and welfare but also for the state. The role of banks in our economy can be seen from the growing number of banks and the increasing domestic economy with ease of transactions.

[Aleena]

Agha Hasan Abedi founded the bank in 1959 and under his leadership, it became the second largest bank in Pakistan. In 1974, the Government of Pakistan nationalized the bank. This, in turn, led to Agha Hasan Abedi founding the Bank of Credit and Commerce International.
In 2002, the Government of Pakistan sold 51 percent shares of the ban to a consortium of Abu Dhabi Group and Bestway. Also, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder.
In June 2014, the government sold-off its remaining 19.8 percent shares in the bank for $387 million ($310m of which was in foreign exchange).
In November 2018, UBL announced that it was voluntarily shutting down its New York City branch due to it being commercially nonviable to operate.

United Bank Limited in an effort to increase its outreach in the market of Pakistan has done contract with Access Group to activate DigitalPass – POS terminals. DigitalPass is the part of Access Group and has a presence in over 200 cities and towns of the country serving the needs of different merchants. As per this contract, UBL will be provided provision of POS terminals by Access Group to relatively boost the presence of banking activities. It will also help in enhancing the bank’s outreach in terms of POS terminal based Network.
Being the largest bank in the private sector, UBL has over 1,390 branches nationwide and 18 branches outside Pakistan. It has a customer base of more than 4 million, leading the financial and banking services in the country

[Royal003]

UBL Bank of Pakistan
United Bank Limted is the best Bank of Pakistan. Is k pakistan k Mukhtalif citys ma besamar Branchy hain. All brachy Bhtreen loction par Majood hain our ap ko zadia safar tah ni krna parta. Sub Branchoo ma staff batamad our mahnti hain jo ap ko guide krny our ap koo is ka Bank Account istmal krna ka bhter tareky sy guide krty hain our ap ki asani pada krty hain . Is bank ki Atm ap ko har waqqt datyab milti hy our saff mahool dati hy ap is bank k sath ankhy band kr k kam kr sakhty hain our is ma apni rakam hifazat sy rakhty hain.

[Qasim14]

United Bank limited Jana k u b l Pakistan ka behtarin Bank hai jismein aapko bahut se account provide kiye jaate Hain jinmen current account saving account saving plus account complete current account bhi diya jata hai complete current account main aapko checkbook aur ATM bilkul free Diya jata hai jab ke saving account main aapko checkbook aur ATM free nahin hoti hai uski aapko fisal anantwar per deni padati hai lekin complete current account mein aap ko kisi kishan ki koi fees nahin Deni padati aap bilkul freely use karte ho Mera bhi complete current account uveal mein hi hai main is se online transaction karta Hun tu mujhko Koi charges nahin padhte main kahin bhi kisi bhi jagah kisi bhi jagah se paise apne u b l online app se de sakta hun appeal ki yahi sabse acchi baat hai ki aapko har tarah ki sport mil jaati hai aap apni application se kisi bhi waqt apna ATM card block kar sakte ho account ko fridge kar sakte ho aur apne account ko nuksan hone se bacha sakte ho best Bank hai Pakistan ka aur yah Puri duniya mein faila hua hai iska network bahut Khushi hai aap kisi bhi jagah se ismein Paisa deposit bhi kar sakte ho aur bhej bhi sakte ho yahan se basohli kar sakte ho iski support bahut acchi hai aur uske tamam worker bahut acche tarike se pesh aate Hain

[lover222]

Pakistan ke sabse bakshi bankon mein shumar hone wala Bank United Bank hai United Bank main aapko jo account provide kiye jaate Hain mein sabse acche kaun se Hain vah complete current account hai complete current account ki khasiyat kya hai ki ismein koi bhi minimum balance requirement nahin hai aap kitna bhi balance mein rakh sakte ho chahe apne account mein zero balance rakho aapke liye kaun ko band hone ka khatra yah charges ka khatra nahin hota kyunki complete current account main aapko checkbook aur ATM guard bilkul free Diya jata hai iske alava minimum deposit minimum balance rakhne ki bhi nahin hai aur ismein saving account bhi hote hain jismein salana aapko percentage milti hai ya nahin ki agar aap ek lakh rupya deposit karte ho to use per aapko 8000 commission milta hai chalana agar aap kuchh bhi nahin karte sirf aapko apna Paisa deposit karna hota hai jisse aapko banaa fal milta rahata hai yahi baat hai ki Pakistan mein bilkul ab level ka Bank hai

[zahid2016]

Agha Hasan Abedi founded the bank in 1959 and under his leadership, it became the second largest bank in Pakistan. In 1974, the Government of Pakistan nationalized the bank. This, in turn, led to Agha Hasan Abedi founding the Bank of Credit and Commerce International.
In 2002, the Government of Pakistan sold 51 percent shares of the ban to a consortium of Abu Dhabi Group and Bestway. Also, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder.
In June 2014, the government sold-off its remaining 19.8 percent shares in the bank for $387 million ($310m of which was in foreign exchange).
In November 2018, UBL announced that it was voluntarily shutting down its New York City branch due to it being commercially nonviable to operate.
As this bank has many advantages, similarly, this bank has a lot of disadvantages that a customer has to bear. In case of taking a loan from Yes Bank, it takes a lot of time for us to take a loan and its loan charge is also increased.

[Aleena]

Agha Hasan Abedi founded the bank in 1959 and under his leadership, it became the second largest bank in Pakistan. In 1974, the Government of Pakistan nationalized the bank. This, in turn, led to Agha Hasan Abedi founding the Bank of Credit and Commerce International.
In 2002, the Government of Pakistan sold 51 percent shares of the ban to a consortium of Abu Dhabi Group and Bestway. Also, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder.
In June 2014, the government sold-off its remaining 19.8 percent shares in the bank for $387 million ($310m of which was in foreign exchange).
In November 2018, UBL announced that it was voluntarily shutting down its New York City branch due to it being commercially nonviable to operate.

United Bank Limited in an effort to increase its outreach in the market of Pakistan has done contract with Access Group to activate DigitalPass – POS terminals. DigitalPass is the part of Access Group and has a presence in over 200 cities and towns of the country serving the needs of different merchants. As per this contract, UBL will be provided provision of POS terminals by Access Group to relatively boost the presence of banking activities. It will also help in enhancing the bank’s outreach in terms of POS terminal based Network.
Being the largest bank in the private sector, UBL has over 1,390 branches nationwide and 18 branches outside Pakistan. It has a customer base of more than 4 million, leading the financial and banking services in the country

Muhammad Shafiq khan The Ex-president of UBL thought it prudent to initiate UBL’s online banking. Through this facility, customers are able to access their account from more than 1200 branches located in 150 cities across Pakistan. Transactions such as Cash Deposit, Cheque Encashment, Stop Payment, Account Statement, Funds Transfer, Bill Payments are done online without the need to travel to the local branch.

[irmafuad]

बैंक न केवल जनता को वित्तीय सेवाएं प्रदान करते हैं बल्कि अर्थव्यवस्था में बैंकों की भूमिका अतिरिक्त विदेशी मुद्रा प्रदान करने में सक्षम है। कल्पना करने की कोशिश करें कि अगर हमारे देश में कोई बैंक नहीं हैं, तो हम अन्य लोगों के साथ कैसे लेन-देन कर सकते हैं। यदि क्षेत्र करीब हैं या दोनों एक ही स्थान पर हैं, तो यह आसान है, लेकिन अगर आप विदेश में भी दूर हैं? तो, आप पैसे कैसे स्थानांतरित कर सकते हैं, यह बहुत महत्वपूर्ण है, न कि हमारी अर्थव्यवस्था में बैंकों की भूमिका?

हम वित्तीय लेनदेन कर सकते हैं क्योंकि बैंक और बैंक खुद देश के लिए एक बड़ा योगदान देते हैं। जब राज्य को आंशिक रूप से भुगतान किया जाता है तो बैंक के राजस्व से देखा जाए तो अर्थव्यवस्था में बैंक की भूमिका बहुत स्पष्ट होती है। बैंक मुनाफे का उपयोग केवल बैंक की जरूरतों और कल्याण के लिए ही नहीं बल्कि राज्य के लिए भी किया जाता है। हमारी अर्थव्यवस्था में बैंकों की भूमिका को बैंकों की बढ़ती संख्या और लेनदेन में आसानी के साथ बढ़ती घरेलू अर्थव्यवस्था से देखा जा सकता है। अर्थव्यवस्था में बैंकों की भूमिका मुख्य रूप से भुगतान के यातायात से देखी जा सकती है, दोनों घरेलू और विदेशी। बैंक स्थानान्तरण, संग्रह और समाशोधन के साथ मदद करते हैं ताकि कोई सहकर्मियों को पैसे भेजने के लिए परेशान न करे।

[may78655]

The bank is currently the agent for some of financial merchandise. The motive is that the financial institution has a big customer database. due to the fact it's far a place to get economic merchandise, the facilities owned by means of the financial institution are pretty ok and might serve some of monetary merchandise from banks. With some of sturdy and qualified infrastructures, banks also can serve customers who plan to purchase economic products in actual time.financial institution department offices are greater broadly to be had than other financial institutions. if you want to pick or purchase a economic product, come without delay to the financial institution's department office to speak to the advertising and marketing professionals who are typically on web site. you may additionally meet with customer support who are certain to understand the monetary merchandise supplied to their clients. The assembly will typically speak the funding simulation that the patron has selected.

[Ass]

ubl bank ka mukhafaf united bank limited ha ya pakistan ki mashur bank ha. is ma online account bi khulway ja saktay ha .is bank ma ATM ki sahulat mojood ha. UBL bank ak qabal atmad bank ha or is ki sequrity bi bohat zyada tite ha.is bank ma ATM bilkul free hota ha jab ka saving account ma ya bilkul free nahi hota.is bank ka workar bohat hardworkin kam kartay ha.

[QasimShop]

U b l yani ke United Bank off limited yah Pakistan ka sabse bada Commercial Bank hai aur ismein 1959 Mein Pakistan mein apni pahle branch Banai Thi Aur Tab Se Lekar ab tak iski Pakistan mein 1400 branches kam kar rahi hain aur 14 abroad branches hai ya bahut majbut Bank Ban chuka hai Pakistan ke Hawale se aur iski transaction aur logon ka AtmadJis per bahut bada Hua Hai yah yah Pakistan ke National Bank ke bad sabse bada Pakistan ka Bank Ban chuka hai aur is per logon ka bahut jyada hai aur tum ham log Joker private banks Mein Jaana Chahte Hain Mayank Mashwara Doonga yani United Bank off limited ki transaction ko istemal Karen aur vahan per Apna account khulvayen Kyunki yah Pakistan Ka Bhat Bank Ban chuka hai aur Har Koi Iske transaction ko karta hai aur bahut Sare pakshiyon log joke National Bank ke bad UP ki istemal karte hain Katha ke Tamam Bade Tajar lenden Karne Wale is log ka istemal Karte Hain

[Royal003]

UBL Bank
UBL Bank ( United Bank Lamited) is Bank ka matlab hi ya hy k Logoo ko aik Dusry sy joory Rakhana. Is Bank ki Shakhain Puri Dunia ma Majood hy our Har Mulak sy Hum is ma transtion kr skhty hain wo bi kisi kisan ki charger k bina. Is ki sarvice bi intahi fast hy our boht hi kam waqat ma hum Hum Bhaji hoi Rakam wasaal kr sakhty hain.UBL Bank Humain apny Custmer boht sary izafi Sakeem bi Mahiya krty hain. Boht sari sakeemy daty hain.jn ki madad sy Custmer ko boht sara faida Hasal hota hy.

[zahid2016]

Agha Hasan Abedi founded the bank in 1959 and under his leadership, it became the second largest bank in Pakistan. In 1974, the Government of Pakistan nationalized the bank. This, in turn, led to Agha Hasan Abedi founding the Bank of Credit and Commerce International.
In 2002, the Government of Pakistan sold 51 percent shares of the ban to a consortium of Abu Dhabi Group and Bestway. Also, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder.
In June 2014, the government sold-off its remaining 19.8 percent shares in the bank for $387 million ($310m of which was in foreign exchange).
In November 2018, UBL announced that it was voluntarily shutting down its New York City branch due to it being commercially nonviable to operate.

United Bank Limited in an effort to increase its outreach in the market of Pakistan has done contract with Access Group to activate DigitalPass – POS terminals. DigitalPass is the part of Access Group and has a presence in over 200 cities and towns of the country serving the needs of different merchants. As per this contract, UBL will be provided provision of POS terminals by Access Group to relatively boost the presence of banking activities. It will also help in enhancing the bank’s outreach in terms of POS terminal based Network.
Being the largest bank in the private sector, UBL has over 1,390 branches nationwide and 18 branches outside Pakistan. It has a customer base of more than 4 million, leading the financial and banking services in the country

Muhammad Shafiq khan The Ex-president of UBL thought it prudent to initiate UBL’s online banking. Through this facility, customers are able to access their account from more than 1200 branches located in 150 cities across Pakistan. Transactions such as Cash Deposit, Cheque Encashment, Stop Payment, Account Statement, Funds Transfer, Bill Payments are done online without the need to travel to the local branch.

[Destny03]

UBL Bank Ya pakistan ka Bank hy is ma International Account bi hy is waja sy is k zaria sy bahar sy Rakam mangwany ya bhajnay ma Bhoht Asani hoti hy. Ya boht hi Securty wala Bank Hy is ma ap k Account ki Hafizat Boht hi ahtyat sy rakhi jati hy. Is ma Rakam ki Transtion par koi Charger ni our khass bat k ap kahin par bi majood hon ap ko apny bank Account ki har detail ap ko har waqat msg k zaria sy wasool hoti rahy gi.

[Ass]

A Review on UBL Bank

UBL bank ka poora nam united bank limited ha.is bank ki sequrity bohat zyada tite ha.is ma CCtv camera bi laga rakhay ha. Ya bank Pakistan ki famous bank ha.or is ki branches poray pakistan ma phali hui ha.ya bank ak qabalay attmad bank ha.is ma rooz 100 ki tadad ma account open kiya jatay ha.Is bank ma ATM bi bilkul free ha.

[billyboy00007]

यूनाइटेड बैंक लिमिटेड (ubl) एक पाकिस्तानी बहुराष्ट्रीय वाणिज्यिक बैंक है जो ब्रिटिश कंपनी बेस्टवे ग्रुप की सहायक कंपनी है। यह कराची, पाकिस्तान में स्थित है। यह पाकिस्तानी निजी क्षेत्र के सबसे बड़े बैंकों में से एक है, जिसकी पाकिस्तान में 1,400 से अधिक शाखाएँ, विदेशों में 19 शाखाएँ और ग्राहक आधार 4 मिलियन से अधिक है।

बैंक के पास $ 15 बिलियन से अधिक का परिसंपत्ति आधार है, लगभग 13,000 लोगों का वैश्विक कार्यबल और दुनिया भर में सेगमेंट और उद्योगों के व्यापक स्पेक्ट्रम को कवर करने वाला एक विविध क्लाइंट बेस है। ubl यूएई, बहरीन, कतर, यमन, ब्रिटेन, स्विट्जरलैंड, चीन, ओमान, अमेरिका, तंजानिया, ईरान और पाकिस्तान सहित चार महाद्वीपों में 12 देशों में अपनी शाखाओं और उपस्थिति के नेटवर्क के माध्यम से थोक और खुदरा बैंकिंग में सेवाएं प्रदान करता है।

वर्ष 2020 के लिए, ubl को भारतीय स्टेट बैंक द्वारा घरेलू व्यवस्थित रूप से महत्वपूर्ण बैंक (d-sib) नामित किया गया था।

आगा हसन आबेदी ने 1959 में बैंक की स्थापना की और उनके नेतृत्व में यह पाकिस्तान का दूसरा सबसे बड़ा बैंक बन गया। 1974 में, पाकिस्तान सरकार ने बैंक का राष्ट्रीयकरण किया। इसके कारण, आगा हसन अबेदी को बैंक ऑफ क्रेडिट एंड कॉमर्स इंटरनेशनल मिला।

2002 में, पाकिस्तान सरकार ने बैंक के 51 प्रतिशत शेयर अबू धाबी समूह और बेस्टवे के एक कंसोर्टियम को बेच दिए। इसके अलावा, बैंक ने यूनाइटेड नेशनल बैंक लिमिटेड बनाने के लिए नेशनल बैंक ऑफ पाकिस्तान से संबंधित लोगों के साथ यूके में अपने परिचालन का विलय किया। यूनाइटेड-वेंचर का 55% यूनाइटेड बैंक के पास है और नेशनल बैंक ऑफ़ पाकिस्तान शेष है।

[Ass]

A Review on UBL Bank
UBL bank ak pakistan ki famous bank ha is bank ka poura nam United Bank of Limited ha.is bank ma rooz 100 sy zide loog acount open karwatay ha .ya bank ak pur atmad bank ha isi waja sy ya bohat mashoor ha is bank ka workar bohat hard working kartay ha or workar ko bi bohat zayada supoort kartay ha.