A Review On Apple Pay

[randon]

Apple Pay is the easiest way to make payments at physical store or online store. the Apple Pay system was created to connect you and your credit card account and user privacy data guaranteed remains , fast transaction processing and authentication process through Touch ID or Face ID. Apple Pay was launched in United States on October 2014. now Apple Pay has supported countries around the world.

Apple confirmed the Apple Card credit card was launched in August 2019. this card was launched by Apple collaboration with Goldman Sachs and Mastercard. Apple credit cards will be integrated with Apple Pay and Wallet application.

Users can do top up their Apple Card balance using linked bank account, or from Apple Cash in the Wallet application. Apple Card also will not take annual fees, international fees, late payment fees or fees for excess limits.

[yuyul]

Apple Pay is a service that uses an online payment method. Like the new Apple Watch logo released in 2015, Apple Pay also adopts the Apple logo followed by the word Pay. Apple Pay was released on October 20, 2014 along with its newest OS, iOS 8.1. Apple Pay is designed for iPhone 6 and iPhone 6 Plus users to be able to make payments for goods that have been purchased and services used by users, Loopers.

Apple Pay is a mobile payment service that allows us to make payments at retail and online checkout, Loopers. It is intended to digitize and replace transactions made with a credit or debit card. So, your wallet is not full of money and ATM cards.

This Apple Pay service allows Apple devices to connect to a sales system that uses an NFC (Near Field Communication) chip, which is a special chip that will store encrypted payment information, your Apple Touch ID, and your Passbook. In essence, Loopers, Apple Pay work like a credit card and debit card. So, your Apple smartphone has indirectly become your credit and debit card,

[masoomumer]

Apple Pay is a service that uses an online payment method. Like the new Apple Watch logo released in 2015, Apple Pay also adopts the Apple logo followed by the word Pay. Apple Pay was released on October 20, 2014 along with its newest OS, iOS 8.1. Apple Pay is designed for iPhone 6 and iPhone 6 Plus users to be able to make payments for goods that have been purchased and services used by users, Loopers.

Apple Pay is a mobile payment service that allows us to make payments at retail and online checkout, Loopers. It is intended to digitize and replace transactions made with a credit or debit card. So, your wallet is not full of money and ATM cards.

This Apple Pay service allows Apple devices to connect to a sales system that uses an NFC (Near Field Communication) chip, which is a special chip that will store encrypted payment information, your Apple Touch ID, and your Passbook. In essence, Loopers, Apple Pay work like a credit card and debit card. So, your Apple smartphone has indirectly become your credit and debit card,

[billyboy00007]

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A Review On Apple Pay

Apple Pay

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web although Apple Pay web support is limited to the Safari browser only. It is supported on the iPhone, Apple Watch, iPad, and Mac. Initial release date of Apple Pay is October 2014 and this service developed by Apple Inc. Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web.
Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is a safer way to pay, and even simpler than using your physical card.


Apple Pay Features:

The easiest way to pay in stores -
Using Apple Pay with your iPhone or Apple Watch is quick and secure. It’s a safer way to pay that helps you avoid touching buttons or exchanging cash.

The easiest way to pay within apps -
Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, Apple News+, and Apple Arcade. Or for upgraded iCloud storage and other Apple services.

The easiest way to pay on the web -
When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. And with Touch ID on MacBook Air and MacBook Pro, paying takes just a touch and is quicker, easier, and more secure than ever before.

The easiest way to send and receive money -
You can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Chip in for a gift. Send and receive from across the table — or across the country.

Get paid and use the cash. All with Apple Pay -
When you receive money, including Daily Cash from purchases you make using Apple Card, it’s added to your Apple Cash card that lives in the Wallet app.2 You can start using the cash right away with Apple Pay in stores, in apps, and on the web. You can also transfer your Apple Cash balance to your bank account.

The easiest way to get around town -
Apple Pay already makes riding trains and buses simple in cities like Chicago, New York, Portland, Tokyo, Shanghai, Beijing, and London. You’ll breeze through the turnstiles just by holding your iPhone or Apple Watch up to the reader.


Safety:
Privacy and security. With each and every payment. The safer way to pay. Keep your purchases private.

[Akhterp]

A Review on Apple Pay Payment System



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Apple Pay is Apple's mobile payments service. As with the Apple Watch, Apple has adopted the Apple symbol followed by Pay for the service's name, though the company also refers to it as "Apple Pay."
Apple Pay is Apple's mobile payment service, which lets iPhone 6, 6s, 6 Plus, 6s Plus, 7, 7 Plus, 8, 8 Plus, SE, X, XS, XS Max, XR, 11, 11 Pro, 11 Pro Max, and Apple Watch owners make payments using NFC with their devices.
Apple Pay also lets users make one-tap purchases within apps that have adopted the Apple Pay API, and it is available on the web on devices running iOS 10 or macOS Sierra or later. Devices capable of using Apple Pay within iOS apps or on the web include the iPhone 6 and later, iPad Air 2 and later, iPad mini 3 and later, iPad Pro models, and Macs with Touch ID. All of these devices feature Touch ID or Face ID and contain an NFC controller where the "Secure Element" of Apple Pay is located, keeping customer information private.


Features:

NFC Integration
Available on the web
Person-to-person payments
Touch ID for Security
Available in more than a dozen countries
Accepted at millions of locations in the U.S.

Apple Pay Loyalty Card Integration:

In the fall of 2015, Apple Pay began working with various store loyalty programs, allowing customers with loyalty cards stored in the Wallet app to use them over NFC in participating stores. Loyalty cards from eligible stores added to Wallet pop up at NFC terminals just like credit cards.
Walgreens was the first company to support the Apple Pay loyalty program. Walgreens customers can add their Walgreens rewards cards to Wallet where they can be used like any other credit or debit card during the checkout process to earn rewards points.

[Pak3000]

A Review on Apple Pay



Apple Pay and Apple Cash are digital services from Apple designed to streamline paying bills and sending money to friends and family.

The services are integrated into the Messages app. You can send and receive money as you would a text message, with no additional downloads necessary beyond the operating system. These services are available only in the U.S.


Only on iOS: Apple Pay and Apple Cash are available only on iOS, while competitors Venmo and PayPal are available on both Android and iOS devices.

Digital wallet costs: Apple Cash and Venmo are free to send money using a linked debit card or in-app balance. With Venmo, you can also use credit cards, but it costs 3% of the transfer amount. With PayPal, sending money with a debit or credit card costs 2.9% of the total amount plus 30 cents.

FDIC Insurance: Apple Cash transfers are serviced by a bank. When you register your Apple Cash account, your money is federally insured up to $250,000, just as it would be in a traditional bank account. Balances in PayPal and the Venmo app aren’t insured by the Federal Deposit Insurance Corp.

Large transfer limits: Apple Cash allows you to send up to $10,000 to another recipient per transaction, and transfer up to $20,000 per week to your debit card or bank account. With Venmo, you can send up to $4,999.99 per transfer and per week. PayPal caps individual transactions at $60,000, and in some cases $10,000, per transfer.

[piton]

Currently, the Apple Pay service can only be used on the iPhone 6, iPhone 6 Plus, and Apple Watch, and is only available in the United States. In fact, this Apple concocted payment method is a transaction service that will replace the old or conventional system, such as a debit or credit card. Apple Pay itself has various advantages that will make your shopping activities easier, such as speeding up payments and being confidential so it is very safe

Actually, Apple Pay is like a credit or debit card. It's just that, Apple made it easier, where it was conjured to replace a physical credit or debit card. And the virtual card on the iPhone is a debit or credit card from the user himself. To make it very easy, users simply sign in to their iTunes account. After that, users just need to take a photo of their credit or debit card using the iSight camera on the iPhone. After completion, the virtual card can also be used to make payments at various merchants that have NFC technology. The card data created earlier will be stored in one of Apple's exclusive services, namely Passbook. Don't worry, all card information stored in Passbook is intentionally not properly recorded on the iPhone or the server for security reasons.