actually in this note every person can say about his or her thoughts so i will shair what i feel so about this whole thing that is that i can do alot with skinls but if have only knowledge then i cand to alot because for taht i need an other person to learn taht knowledge from me and then that skiled person will do all work for me in this business and market that is i dont like and i dont prafer to do. on the hand learning is always batter and it is a neccessory to make more and more moeny in this world and one of the most importnat thisng is that it is very good to do all this.